From Divine Caroline, here are some tips on buying gifts when you're low on cash.
The season of giving doesn’t have to mean the season of spending—much as retailers will hate to hear that. This year, I will be reverting to my practice from my younger, bare bones budget days, when the gifts were inexpensive, but full of heart. It was a lot of fun then; it should be a lot of fun now, and will reduce the urge—and pressure—to overspend during the holiday season.
1. Create a master gift list.
To get a sense of how much you will need to spend—in both time and money—write a list of everyone you want to buy gifts for. Make two columns of recipients, Tier 1 being the people critical in your life and community, Tier 2 being the outer spheres of influence. For me, that was the postal person, the housecleaner, people who affected my life but with whom I did not have a close relationship.
2. Calculate how much you want to spend per gift.
I like to keep it under $15. To make it easy, festive and inexpensive, I give baked goods to everyone on the list. And for my Tier 1 group, I include a gift I make for each of them. The fun part of this is that everyone knows they are getting the same signature gift, and they love to wonder what it will be this year.
3. Make your gift personal to you.
I love to make gifts that represent my year, and my community loves to be included in it. One particularly nurturing year, I made lip balm and soap for everyone. The next year, I made my favorite work out mix CD, and put it in a gift basket with running socks. Another year, I bought cute, zip-up pencil cases and filled them with all my favorite things from that year: my favorite lip balm, favorite steno pad and pen, even my favorite brand of dental floss! To me, it was one of the greatest gifts, because it was so personal, and fun to assemble. The point is to make it super fun and super cheap. How great is it to share the things you most favor with the people you most appreciate? Make a memory for the people you love. This year, I will probably share all the ways I saved money: include my spending tips, give a year of Green Sherpa to everyone I know, and add an awesome checkbook cover.
4. Do a family gift exchange.
Within any family or group, draw names and get a gift for that one person. It takes the pressure off of buying meaningless gifts for the sake of meeting everyone’s expectations.
5. Choose a theme.
On one side of my family, every year, we each choose a paperback we love, and buy enough to give to everyone. Make it $10 or less.
By Green Sherpa for Divine Caroline